Publications
Publication Library
Research outputs in payment governance, regulatory compliance, and operational risk.
PUB-001White PaperOpen Access
Version 1.0The Payment Lifecycle Governance Framework
A structured framework for managing the full compliance lifecycle of payment products. The PLG Framework introduces a six-control taxonomy that maps every payment obligation to a measurable governance category — enabling first-line compliance teams to move from reactive gap identification to proactive regulatory alignment across 36+ payment schemes.
Payment GovernanceRegulatory DriftScheme ObligationsPLG FrameworkSix ControlsCompliance Lifecycle
Published
2025Read time
~35 minVersion
1.0Format
PDF / WebSuggested Citation
Ifebi, C. (2025). The Payment Lifecycle Governance Framework [White Paper]. cynthiaifebi.com. https://www.cynthiaifebi.com/publications/plg-framework
Forthcoming Research
Further publications are in development. Register interest to be notified on release.
○Measuring Regulatory Drift: The RDI in Practice
○Cross-Border Payment Compliance: A Practitioner's Matrix
○AI and the Future of First-Line Compliance
○Operational Resilience in Real-Time Payment Systems